August 4, 2010

Life insurance for your high valued dog

I was visiting some of the many dog breeding message boards today and one of the questions that came up was life insurance for an expensive litter of puppies. The breeder had 8 puppies that were valued at over $2K each and she was looking for a company that offered life insurance for dogs. Now she was NOT looking for medical/vet insurance for the pups but mortality insurance. Many people gave her some suggestions and she called them all. Most of the companies were out of business or were limited to livestock and not domestic animals.

So I went on a search to see what I could find. Boy, did I find a lot of mis-information out there. Many bloggers were simply not informed at all about the difference of the many types of dog, livestock and pet insurance policies there are. Most were confusing insurance related to vet care should the dog get sick or injured not mortality insurance should the dog die. Their poorly written article might also be an attempt at affiliate marketing for life insurance leads but they are misleading their readers. What I did find is that there is a very limited number of companies that do insure show dogs or prize breeding dogs.

If you are looking for such insurance I suggest you start on the AKC website and your own breed club website. They often have the best resources for breeders of high quality show dogs.

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